Chief Minister's Comprehensive Health Insurance Scheme

Key facts

Benefit	Covers medical expenses up to ₹5 lakh per family per year
Who	Residents of Tamil Nadu from poor households
Income limit	Annual income up to ₹1.2 lakh
Implemented by	United India Insurance Company
Official portal	tnhealth.tn.gov.in
Application window	Open all year for eligible residents of Tamil Nadu.

Benefits

Beneficiaries receive health insurance coverage of up to ₹5 lakh per family per year for various medical treatments. The scheme also covers follow-up and diagnostic procedures, ensuring comprehensive healthcare access.

Who can apply

Age up to 25
Household income ≤ ₹1,20,000/year
Resident of Tamil Nadu
poor household

Residents of Tamil Nadu with an annual income below ₹1,20,000 can apply for this scheme. Family members must be listed on the family card, and individuals not residing in Tamil Nadu or with higher incomes are excluded.

Who is not eligible

Non-residents of Tamil Nadu
Annual income exceeding ₹72,000
Members not listed in the ration card
Non-Sri Lankan refugees without proof of citizenship
Migrants without migration certificates
Orphans and rescued girl children not associated with any organization

How to apply

To apply for the scheme, gather the required documents and visit an enrollment center for verification.

Obtain an income certificate from the Village Administrative Officer or Revenue authorities.
Collect necessary documents including Aadhar card and ration card.
Visit the enrollment center with your documents.
Present your documents to the kiosk operator for verification.
Provide biometric details such as fingerprints and photograph.
Receive your e-card after verification.

Apply on the official website ↗

Documents required

Income certificate from the Village Administrative Officer/Revenue authorities
Ration Card (both original and photocopy)
Self-declaration from the head of the family
Proof of identity
Address proof
Aadhar card
PAN card (optional)

Common problems and how to fix them

Problem	What to do
Application rejected	Ensure all required documents are submitted, including the income certificate and ration card.
Payment not received	Check the status of your claim on the official portal and ensure that all biometric details were correctly captured during enrollment.

Frequently asked questions

Who can enroll in the scheme?

Eligible family members include the head of the family, legal spouse, children, and dependent parents with an annual income below ₹1.2 lakhs.

What documents are required for application?

Applicants need an income certificate, ration card, self-declaration from the head of the family, proof of identity, address proof, and an Aadhar card.

Can claims be filed online?

Yes, claims can be filed online through the official Tamil Nadu Chief Minister's website using the provided User ID and Password.

What is the coverage amount under the scheme?

The scheme provides health insurance coverage of up to ₹5 lakh per family per year for various medical treatments.

Are there any exclusions for eligibility?

Individuals not residing in Tamil Nadu, those with an income above ₹1,20,000, and members not listed on the family card are excluded from eligibility.

Always confirm the latest details on the official portal before applying.