Janani Suraksha Yojana

Janani Suraksha Yojana provides cash assistance to pregnant women for institutional deliveries in Mizoram.

Key facts

BenefitCash assistance for delivering in a government/accredited health facility
Low-performing states (incl. NE & EAG)₹1,400 rural / ₹1,000 urban
High-performing states₹700 rural / ₹600 urban (for BPL/SC/ST mothers)
Home delivery₹500 for a BPL woman aged 19+
GoalReduce maternal & newborn deaths by promoting institutional delivery
Apply viaYour ASHA worker / nearest government health centre (part of NHM)
Application windowRegister during pregnancy through your ASHA worker or health centre — the cash is given around the time of delivery.

Benefits

Beneficiaries receive a one-time cash assistance of ₹1,400 for deliveries in public or accredited private health facilities. This support aims to cover delivery costs.

Full guide

What the scheme gives you

Janani Suraksha Yojana (JSY) is a national safe-motherhood scheme under the National Health Mission. Its aim is simple and serious: reduce the number of mothers and newborns who die during childbirth, by helping women deliver in a hospital with trained staff instead of at home. It does this by giving cash assistance to the mother for an institutional delivery, along with the support of an ASHA worker.

How much you get (it varies by state)

The cash "mother’s package" depends on whether your state is a low-performing state (LPS) — most north-eastern and EAG states — or a high-performing state (HPS), and whether you live in a rural or urban area:

  • Low-performing states: ₹1,400 for a rural delivery, ₹1,000 for an urban delivery
  • High-performing states: ₹700 rural / ₹600 urban, for BPL, SC or ST mothers
  • Home delivery: ₹500 for a BPL woman aged 19 or above

Who can apply

Eligibility depends on your state category:

  • In low-performing states, all mothers delivering in a government (or accredited private) facility are eligible
  • In high-performing states, the cash is for BPL, SC and ST mothers delivering in such a facility
  • Women aged 19 and above are encouraged to register

How to apply

Register during your pregnancy through your ASHA worker or nearest government health centre — they help with the JSY card and the paperwork. The cash benefit is meant to be given at the health institution around the time of delivery, so keep your JSY card, Aadhaar, BPL/ration card and delivery certificate handy. Deliver in a government or accredited facility to receive the full institutional-delivery benefit.

Documents you need

  • Aadhaar card and address proof
  • JSY card
  • BPL ration card (where required)
  • Delivery certificate
  • Bank account details and a passport-size photo

Who can apply

  • Age 19+
  • Women / girls only
  • bpl
  • no government employee in family
  • no family member in government service

Eligible applicants are women aged 19 and above from below poverty line (BPL) families. Those with government employment in their family or who have more than two live births are excluded from the scheme.

Who is not eligible

  • In high-performing states, mothers who are not BPL/SC/ST (they are not covered for the cash)
  • Families with a member in government service (as per the scheme’s conditions)
  • Beyond the covered number of live births, where the state applies that limit

How to apply

Applications can be submitted online or offline through designated health centers.

  1. Visit the official Janani Suraksha Yojana website and select 'Apply Online' to access the e-registration form.
  2. Alternatively, download the offline registration form from the website.
  3. Fill in the required details such as name, age, and address in the form.
  4. Attach necessary documents including Aadhaar card and BPL Ration Card.
  5. Submit the completed form online or at an ASHA or Anganwadi center if applying offline.
  6. Save the generated code for future reference after online submission.
  7. Await the JSY card, which will be sent via post or through ASHA workers.
Apply on the official website ↗

Documents required

  • Aadhaar card
  • Address proof
  • JSY card
  • Delivery certificate
  • BPL Ration Card
  • Bank details
  • Mobile number
  • Passport-size photo

Common problems and how to fix them

ProblemWhat to do
Not sure of the amount for your stateThe mother’s package is ₹1,400 rural / ₹1,000 urban in low-performing states (most NE and EAG states), and ₹700 / ₹600 in high-performing states — confirm your state’s category and amount with your ASHA worker.
Cash not received at deliveryThe benefit is meant to be paid at the health institution around delivery — follow up with the ASHA worker or the facility, and keep your JSY card and delivery certificate.
Planning a home deliveryA BPL woman aged 19+ who delivers at home can get ₹500 — but the scheme’s main aim is a safe institutional delivery, which carries the higher benefit.

Frequently asked questions

When will the cash benefit be disbursed?

The cash benefit is ideally disbursed at the health institution during delivery. If transport is an issue, it should be provided as soon as the woman registers for delivery.

What is the main goal of the Janani Suraksha Yojana?

The scheme aims to reduce maternal and neonatal mortality by promoting institutional deliveries and ensuring access to medical care during pregnancy and childbirth.

Can I receive benefits if my child dies after receiving the cash assistance?

Yes, the benefit can be extended for the next birth if proper records are maintained.

Is there any cash benefit for home deliveries?

Yes, BPL pregnant women aged 19 and above can receive ₹500 if they choose to deliver at home.

What documents are required to apply for the scheme?

Applicants need to provide an Aadhaar card, address proof, JSY card, delivery certificate, BPL Ration Card, bank details, mobile number, and a passport-size photo.

How much cash do I get?

It depends on your state and area: ₹1,400 (rural) / ₹1,000 (urban) in low-performing states, ₹700 / ₹600 in high-performing states for BPL/SC/ST mothers, and ₹500 for a home delivery by a BPL woman aged 19+.

What is the scheme for?

To reduce maternal and newborn deaths by encouraging women to deliver in a hospital with skilled care instead of at home.

Who is eligible?

Pregnant women delivering in a government or accredited health facility. In low-performing states all such mothers qualify; in high-performing states it is for BPL/SC/ST mothers. Age 19+ is encouraged.

How do I apply?

Register during your pregnancy through your ASHA worker or nearest government health centre; the cash is given around the time of delivery.

Is there help getting to the hospital?

Yes — the ASHA worker helps you register, reach the facility and get the benefit; JSY works alongside free-delivery and transport support under the National Health Mission.

Key terms explained

BPL (Below Poverty Line)
An official classification for households whose income falls below a government-set threshold; many welfare schemes prioritise them.

Always confirm the latest details on the official portal before applying.

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