Mukhyamantri Nirman Shramik Awas Sahayata Yojana
The Mukhyamantri Nirman Shramik Awas Sahayata Yojana offers financial aid to construction workers in Chhattisgarh for housing purposes.
Key facts
| Benefit | ₹50,000 one-time subsidy towards home-loan interest |
|---|---|
| For | Building or buying a home |
| Who | Construction workers registered with the CG BOCW Welfare Board |
| Conditions | 3 years’ continuous registration; no existing house; one beneficiary per household |
| Home size cap | Up to 500 sq ft (urban) / 1,000 sq ft (rural) |
| Apply on | Chhattisgarh Labour Department (cglabour.nic.in) |
| Application window | Apply after your housing loan is sanctioned; your CG BOCW registration must be active and at least 3 years old. |
Benefits
Eligible beneficiaries can receive a one-time subsidy of ₹50,000 to assist with interest payments on housing loans for constructing or purchasing a home.
Full guide
What the scheme gives you
The Mukhyamantri Nirman Shramik Awas Sahayata Yojana helps registered construction workers in Chhattisgarh afford a home of their own. If you take a housing loan to build or buy a house, the scheme gives a one-time ₹50,000 subsidy towards the interest on that loan — reducing the real cost of borrowing for a worker who has never owned a house.
Who can apply
This is a welfare-board benefit tied to your registration, so the conditions are specific:
- You are a construction worker registered with the Chhattisgarh BOCW Welfare Board for at least 3 continuous years
- You do not already own a house
- Only one beneficiary per household applies
- The house is within the size cap — 500 sq ft (urban) or 1,000 sq ft (rural)
How to apply
Apply online on the Chhattisgarh Labour Department portal (cglabour.nic.in). Choose the Building and Other Construction Workers Welfare Board, select the scheme (Yojana → Aavedan), enter your district and registration number, fill the form and upload your documents. The subsidy is credited once your application is verified.
Documents you need
- Employer’s certificate showing at least 90 days of construction work in the past year
- Housing-loan sanction letter from the bank/financial institution
- Interest-calculation sheet from the loan provider
- Land-ownership document (Khasra, map, B-forest or government lease)
- Aadhaar card linked to your mobile number
- Self-declaration form
Who can apply
- For: construction worker
- Resident of Chhattisgarh
- registered construction worker
- no existing residence
- one beneficiary per household
This scheme is available to registered construction workers in Chhattisgarh who have been continuously registered for at least three years. Applicants must not own any existing residence, and only one beneficiary per household is allowed to apply.
Who is not eligible
- Workers not registered with the CG BOCW Welfare Board, or registered for under 3 years
- Applicants who already own a house
- More than one beneficiary from the same household
- A home larger than 500 sq ft (urban) / 1,000 sq ft (rural)
How to apply
Interested applicants should visit the official Chhattisgarh Labour Department website to apply online.
- Visit the Chhattisgarh Labour Department website.
- Click on 'Apply' under 'Chhattisgarh Building and Other Construction Workers Welfare Board'.
- Select 'Bhavan Evan Koi Sannirmaan' as the group name.
- Choose 'Yojana' as the service and select 'Aavedan' for application.
- Enter your district name and registration number, then click next.
- Select the scheme name and fill out the application form with the required details.
- Submit the completed application.
Documents required
- Employer's certificate verifying at least 90 days of construction work within the year before application.
- Housing loan sanction letter from the financial institution/bank.
- Interest calculation sheet from the loan provider financial institution/bank.
- Original scanned copy of land ownership documents (Khasra, map, B-forest, or government lease).
- Original scanned copy of Aadhar card linked to the mobile number.
- Original scanned copy of self-declaration form by the beneficiary.
Common problems and how to fix them
| Problem | What to do |
|---|---|
| Registration under 3 years | The benefit needs at least 3 years of continuous CG BOCW registration — keep your membership and contributions active and apply once you cross the mark. |
| Loan documents incomplete | You need the housing-loan sanction letter and the interest-calculation sheet from your bank/financial institution — get both before applying. |
| Land document issue | A valid land-ownership document (Khasra/map/B-forest/government lease) linked to your Aadhaar-registered mobile is required for the online form. |
Frequently asked questions
What is the Mukhyamantri Nirman Shramik Awas Sahayata Yojana?
It is a scheme initiated by the Chhattisgarh State Government to provide financial assistance to construction workers for housing purposes.
Who is eligible to apply for this scheme?
Registered construction workers in Chhattisgarh with at least three years of continuous registration and no existing residence can apply.
What is the maximum subsidy amount available?
Beneficiaries can receive a one-time subsidy of up to ₹50,000 for interest payments on housing loans.
What documents are required for the application?
Applicants need to provide an employer's certificate, housing loan sanction letter, interest calculation sheet, land ownership documents, Aadhar card, and a self-declaration form.
How can I apply for the scheme?
Applications can be submitted online through the official Chhattisgarh Labour Department website.
Is there a limit on the area of land for housing?
Yes, the maximum land area is 500 sq ft in urban areas and 1000 sq ft in rural areas.
How much is the subsidy?
A one-time ₹50,000 towards the interest on a home loan for building or buying a house.
Who is eligible?
Construction workers registered with the Chhattisgarh BOCW Welfare Board for at least 3 continuous years, who do not already own a home.
Is there a limit on the house size?
Yes — up to 500 sq ft in urban areas and 1,000 sq ft in rural areas.
How many people per household can claim it?
Only one beneficiary per household.
How do I apply?
Online on the Chhattisgarh Labour Department portal (cglabour.nic.in), under the BOCW Welfare Board schemes.
Always confirm the latest details on the official portal before applying.
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