Nirman Shramikon ke Liye Vyavsayik Rin Par Byaj ki Punarbharan Yojana
This scheme provides interest reimbursement on business loans for construction workers in Rajasthan.
Key facts
| Benefit | Reimbursement of interest on loans up to ₹5,00,000 |
|---|---|
| Who | Construction workers in Rajasthan |
| Implemented by | Rajasthan government |
| Official portal | sso.rajasthan.gov.in |
| Application window | Open all year for eligible construction workers. |
Benefits
Beneficiaries can receive reimbursement of interest on business loans up to ₹5,00,000, easing their financial burden.
Who can apply
- For: construction worker
- Resident of Rajasthan
- not income tax payer
- no government employee in family
- poor household
Eligible applicants must be construction workers residing in Rajasthan, not paying income tax, and from families without government employees. They should also belong to poor households and must be registered with the relevant board.
How to apply
Applications can be submitted online through the official portal after registration.
- Visit the official portal.
- Click on the option 'Register'.
- Choose either Jan Aadhaar or Google for registration.
- Complete the registration process by verifying your details.
- Log in to the portal after registration.
- Select 'LDMS' from the dashboard.
- Choose 'Welfare Schemes' and then 'BOCW Welfare Board'.
- Click on 'Apply for Scheme' and fill in the required details before submitting.
Documents required
- Copy of the duly filled and complete application form along with self-attested certificates of beneficiary and his/her spouse.
- Certificate of loan sanction from Financial Institution/Bank.
- Proof of interest paid on loan during the year.
- Copy of Aadhar Card and Jan Aadhar Card of the beneficiary.
- Copy of the first page of the beneficiary's saving bank account passbook (showing beneficiary's name, bank account number and IFSC code).
- Self-declaration certificate by spouse of the beneficiary stating that no loan is outstanding from any other institution at present.
Common problems and how to fix them
| Problem | What to do |
|---|---|
| Application rejected | Ensure all required documents are submitted correctly and that the information provided is accurate. |
| Payment not received | Check if the loan was sanctioned and interest paid proof was submitted as required. |
Frequently asked questions
What is the purpose of this scheme?
The scheme aims to assist construction workers by reimbursing the interest on their business loans, thereby reducing their financial burden.
What is the maximum reimbursement amount available?
The maximum reimbursement for interest on business loans is ₹5,00,000.
Can the loan amount be used to purchase a shop or vehicle?
No, the loan amount cannot be used for purchasing a shop, plot, vehicle, or household goods.
Who can apply for this scheme?
Only construction workers from Rajasthan who are not income tax payers and do not have government employees in their family can apply.
What documents are required for the application?
Required documents include a completed application form, loan sanction certificate, proof of interest paid, Aadhar and Jan Aadhar cards, and a bank passbook copy.
What happens if incorrect information is provided in the application?
If any information is found to be false, the beneficiary will be responsible for repaying the entire sanctioned amount along with interest.
Always confirm the latest details on the official portal before applying.
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