Top Government Schemes for Women in India (2026)

· 1 min read

Why these schemes matter

India runs hundreds of welfare schemes specifically designed for women and girls. They cover everything from cooking fuel and health insurance to education scholarships and business loans. The challenge is that most women never hear about the ones they qualify for.

This guide highlights the most impactful central government schemes for women in 2026, with direct links to apply.

Pradhan Mantri Ujjwala Yojana (PMUY)

PMUY provides free LPG connections to women from below-poverty-line households. Since its launch, over 10 crore connections have been distributed.

Who qualifies

  • Women aged 18 or above
  • Household must be below the poverty line
  • Must not already have an LPG connection in the household

How to apply

Visit your nearest LPG distributor with your Aadhaar card and BPL ration card. The connection is completely free.

Ayushman Bharat PM-JAY

The world's largest government-funded health insurance scheme covers up to Rs 5 lakh per family per year for secondary and tertiary hospitalisation.

Key benefits for women

  • Cashless treatment at empanelled hospitals
  • Covers maternity and gynaecological procedures
  • No age limit for female beneficiaries

Other notable schemes

Here are more schemes worth exploring:

  • Sukanya Samriddhi Yojana — savings account for the girl child with high interest rates
  • Mahila Shakti Kendra — community-level support for rural women
  • Stand-Up India — loans from Rs 10 lakh to Rs 1 crore for women entrepreneurs

How to check your eligibility

Use our eligibility checker to find all the schemes you may qualify for. It takes less than a minute, and your answers never leave your browser.

About the author

Aditya Thakur

A Master’s student at NIT Tiruchirappalli (NIT Trichy) who researches Indian central and state government schemes and writes plain-language guides on eligibility, benefits and how to apply.

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