Assam Abhinandan Education Loan Subsidy Scheme

Key facts

Benefit	₹50,000 one-time subsidy
Who	Permanent residents of Assam
How paid	Subsidy on education loans
Implemented by	Finance Department, Govt. of Assam
Official portal	https://assam.gov.in/assam-abhinandan-education-loan-subsidy-scheme
Application window	Open all year for eligible students in Assam.

Benefits

Beneficiaries receive a one-time subsidy of up to ₹50,000 on their education loans, aimed at supporting higher education pursuits.

Who can apply

Resident of Assam
not income tax payer
no government employee in family
poor household

Applicants must be permanent residents of Assam and should not be income tax payers or have government employees in their family. The education loan must be obtained from a recognized bank within Assam and should be at least ₹1,00,000.

Who is not eligible

Income tax payers
Government employees in family
Non-residents of Assam

How to apply

Applications for the subsidy must be submitted online through the official website.

Visit the official website and navigate to the 'Click here for Loan Subsidy' section.
Select 'Assam Abhinandan (Education Loan Subsidy Scheme)' to access the application form.
Fill in the required details including name, date of birth, address, and bank information.
Upload necessary documents such as loan proof and identity verification.
Review the declaration and click 'Save' to submit your application.
To track your application, visit the website and click 'Track' in the 'Application Tracking' section.
Enter your mobile number and loan account or application number, then click 'Submit'.

Apply on the official website ↗

Documents required

Passport Sized Photograph of the Student
Student’s Aadhaar Card
Proof of Identity of the Parents
Bank Loan Documents
Proof of Address
Residential/Domicile Certificate
Marksheets / Passing Certificate of the Previous Educational Qualification
PAN Card
Bank Details

Common problems and how to fix them

Problem	What to do
Application not processed	Ensure all mandatory details and documents are correctly filled and uploaded in the application.
Loan not sanctioned	Confirm that the education loan amount is at least ₹1,00,000 and that it is from a recognized bank.

Frequently asked questions

Who is eligible to apply for this scheme?

Only permanent residents of Assam can apply, and they must not be income tax payers or have government employees in their family.

What is the maximum subsidy amount available?

The scheme provides a one-time subsidy of up to ₹50,000 on education loans for higher studies.

Can students from other states apply?

No, this scheme is exclusively for students who are permanent residents of Assam.

What is the minimum loan amount required to qualify?

The education loan must be a minimum of ₹1,00,000 to be eligible for the subsidy.

What documents are needed for the application?

Required documents include a passport-sized photograph, Aadhaar card, proof of identity of parents, bank loan documents, proof of address, domicile certificate, previous educational qualification certificates, PAN card, and bank details.

Is the application process offline or online?

The application process is only available online through the official website.

Always confirm the latest details on the official portal before applying.