Aponar Apon Ghar
Aponar Apon Ghar is a home loan subsidy scheme in Assam aimed at providing affordable housing for the poor.
- Level
- State scheme — Assam
- Category
- Loan, Financial Assistance
- Benefit
- ₹2,50,000 — Subsidy on home loans up to ₹ 40,00,000.
Who is eligible?
- Household income ≤ ₹20,00,000/year
- Resident of Assam
- not income tax payer
- no government employee in family
- poor household
Applicants must be permanent residents of Assam with a total family income not exceeding ₹ 20,00,000. They should not be income tax payers, have no government employees in the family, and must be purchasing their first home. Those who have previously benefited from the Apon Ghar scheme are excluded from eligibility.
What you get
Beneficiaries can receive a subsidy of up to ₹ 2,50,000 on home loans of up to ₹ 40,00,000. The subsidy is aimed at making housing loans more affordable for eligible applicants.
How to apply
Applications must be submitted online through the official website by filling out the required details and uploading necessary documents.
Documents needed
- Residence Proof of Assam State
- Proof of Identity
- Income Certificate
- Bank Account Details
- Passport Size Photograph
- Latest Salary Slips
- Statement of Salary Account for the Past Six Months
- No Dues Salary From the Existing Banker if the Salary is Credited in Other Than SBI Account
- Proof of Being in Service for a Minimum of Five Years
- Statement of Personal Assets and Liabilities in Bank’s Format
- Documents Evidencing the Ownership of Land
Source: myScheme (myscheme.gov.in) archived page via gov_myscheme dataset. Facts last verified on 2026-06-07.