Contributory Social Security Scheme
The Contributory Social Security Scheme provides social security to marginal workers in Jammu and Kashmir.
Key facts
| Benefit | Social security for marginal workers |
|---|---|
| Who | Marginal workers in Jammu and Kashmir |
| Income limit | ₹48,000 per annum |
| Implemented by | Social Welfare Department, Jammu and Kashmir |
| Application window | Open all year for eligible applicants. |
Benefits
Beneficiaries receive insurance coverage and contributions of ₹300 from the state and ₹200 from themselves per quarter for either 5 or 10 years, which can be withdrawn or reinvested in a pension scheme upon completion.
Who can apply
- Age 18+
- Household income ≤ ₹48,000/year
- For: marginal worker, agriculture labor, non-agricultural labor, rural barber, craftsman, shepherd, blacksmith, mason, weaver
- Resident of Jammu and Kashmir
- poor household
- not income tax payer
- no government employee in family
Applicants must be permanent residents of Jammu and Kashmir, aged 18 or older, and belong to specific marginal worker categories. Those with an annual income exceeding ₹48,000 or who are beneficiaries of other schemes are excluded.
Who is not eligible
- Beneficiaries of any existing scheme
How to apply
To apply, visit the relevant Social Welfare Office to obtain and submit the application form along with required documents.
- Visit the Tehsil Social Welfare Office or District Social Welfare Office to request the application form.
- Complete the application form, attach a signed passport-sized photograph, and include all required documents.
- Submit the filled application form to the District Social Welfare Officer.
- Obtain a receipt for your application submission from the District Social Welfare Office.
- Wait for the application to be processed and approved by the District Level Sanctioning Committee.
- Once approved, a social security deposit account will be opened in your name at the designated bank.
Documents required
- Proof of Residence of the UT of Jammu & Kashmir
- Proof of Identity
- Proof of Age
- Certificate of Profession and Income
- Three passport-size photographs
- Aadhaar Card
- Details of the Bank Account
- Any other document required by the District Social Welfare Office.
Common problems and how to fix them
| Problem | What to do |
|---|---|
| Application rejected | Ensure all mandatory documents are self-attested and submitted with the application form. |
| Payment not received | Contact the District Social Welfare Officer for status updates on the application. |
Frequently asked questions
What is the purpose of the Contributory Social Security Scheme?
The scheme aims to provide social security to marginal workers on a contributory basis.
What is the duration of the scheme?
Beneficiaries can choose a duration of either 5 years or 10 years for the scheme.
Who should I contact for application submission?
Applications should be submitted to the concerned District Social Welfare Officer (DSWO).
What happens to the contributions after the scheme ends?
Upon completion, beneficiaries can withdraw the total amount or reinvest it in a pension scheme.
What types of documents are required for the application?
Required documents include proof of residence, identity, age, profession, income certificate, photographs, Aadhaar card, and bank account details.
Are there any income limits for eligibility?
Yes, applicants must have an annual income not exceeding ₹48,000 to qualify for the scheme.
Always confirm the latest details on the official portal before applying.
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