Pension schemes in India
Browse 47 schemes in India. Tap any scheme to see who is eligible, the benefits, and how to apply — each verified against its official source.
Pension schemes for a secure retirement
Pension schemes give people a dependable income after they stop working — especially the crores of Indians in the unorganised sector who have no employer pension. Atal Pension Yojana, for instance, offers a guaranteed monthly pension of ₹1,000 to ₹5,000 from age 60, with the amount you contribute depending on how early you start. Old-age, widow, and disability pensions run by the states provide a monthly allowance to those who qualify.
The golden rule with contributory pensions is to start young: the same pension costs a fraction of the monthly contribution at 18 compared with 40. For state old-age pensions, eligibility depends on age, income, and residence. Look through the schemes below and use the checker to see which retirement support fits you or your parents.
The Andaman & Nicobar Islands Widow Pension Scheme offers financial support to eligible widows in the region.
CentralAtal Pension Yojana (APY)Government-guaranteed pension of ₹1,000–₹5,000 per month from age 60, for unorganised-sector workers who join between ages 18 and 40.
StateChief Minister Specially Abled Samman Pension SchemeThe Chief Minister Specially Abled Samman Pension Scheme provides monthly pensions to disabled individuals in Rajasthan.
StateContributory Social Security SchemeThe Contributory Social Security Scheme provides social security to marginal workers in Jammu and Kashmir.
StateDisability Pension - West BengalThe Disability Pension scheme in West Bengal offers monthly financial aid to disabled individuals unable to work.
StateDisability Pension (A.B.O.C.W.W.B)The Disability Pension scheme in Assam provides financial support to permanently disabled construction workers.
StateDisability Pension (GBOCWWB)The Disability Pension (GBOCWWB) provides monthly financial support to permanently disabled construction workers in Goa.
StateDisability Pension (MBOCWWB)The Disability Pension scheme in Meghalaya provides monthly financial support to permanently disabled construction workers.
StateFamily Pension (GBOCWWB)The Family Pension scheme in Goa provides financial support to the spouse of a deceased pensioner.
StateFamily Pension (MBOCWWB)The Family Pension scheme in Meghalaya provides financial support to the surviving spouse of deceased pensioners from the MBOCWWB.
StateFinancial Assistance to Old Age Pensioner Suffering From TB/ CancerMonthly financial aid of ₹500 for old age pensioners in Puducherry suffering from TB or cancer.
StateGoa Welfare / Pension Scheme For SeafarersThe Goa Welfare Pension Scheme for Seafarers offers a monthly pension of ₹2,500 to retired seamen aged 60 and above.
StateHIV / AIDS Pension SchemeThe HIV/AIDS Pension Scheme in Puducherry provides monthly financial support to individuals affected by HIV/AIDS.
CentralIndira Gandhi National Disability Pension SchemeThe Indira Gandhi National Disability Pension Scheme provides monthly pensions to disabled individuals from Below Poverty Line households.
StateIndira Gandhi National Old Age Pension Scheme - SikkimThe Indira Gandhi National Old Age Pension Scheme in Sikkim provides financial support to elderly residents from Below Poverty Line families.
CentralIndira Gandhi National Old Age Pension Scheme (IGNOAPS)The Indira Gandhi National Old Age Pension Scheme provides financial support to senior citizens living below the poverty line.
StateIndira Gandhi National Vridhavastha Pension YojanaThe Indira Gandhi National Vridhavastha Pension Yojana offers monthly pensions to eligible elderly individuals in Madhya Pradesh.
CentralIndira Gandhi National Widow Pension SchemeThe Indira Gandhi National Widow Pension Scheme offers financial support to widows from below-poverty-line households.
StateIndira Gandhi National Widow Pension Scheme - SikkimThe Indira Gandhi National Widow Pension Scheme in Sikkim provides financial support to eligible widows.
StateIntegrated Social Security Scheme - Old Age PensionThe Integrated Social Security Scheme provides a monthly pension of ₹1000 to eligible senior citizens in Jammu and Kashmir.
StateIntegrated Social Security Scheme - Pension For TransgenderThe scheme provides a monthly pension of ₹1000 to transgender individuals in Jammu and Kashmir.
StateJai Johar (Old Age Pension) SchemeThe Jai Johar Scheme provides a monthly pension of ₹1,000 to eligible senior citizens from Scheduled Tribes in West Bengal.
StateLokprasar Prakalpo SchemeThe Lokprasar Prakalpo Scheme provides financial support to folk artists in West Bengal.
StateMatribhasha Satyagrahi Pension SchemeThe Matribhasha Satyagrahi Pension Scheme provides a monthly pension to eligible participants of the Hindi Aandolan in Haryana.
StateMukhyamantri Kalyakani Pension YojanaThe Mukhyamantri Kalyakani Pension Yojana offers monthly financial support to widows in Madhya Pradesh.
StateMukhyamantri Rajya Nirashrit Mahila Samman Pension YojanaThe Mukhyamantri Rajya Nirashrit Mahila Samman Pension Yojana provides financial support to eligible women in Jharkhand.
StateMukhyamantri Samajik Sahayata Prakalpa - Unorganized WorkersThe Mukhyamantri Samajik Sahayata Prakalpa provides monthly pensions to unorganized workers in Tripura.
StateMukhyamantri Vriddhjan Samman Pension YojanaThe Mukhyamantri Vriddhjan Samman Pension Yojana offers monthly pensions to senior citizens in Rajasthan.
CentralNational Award For Senior Citizens (Vayoshreshtha Samman)The National Award for Senior Citizens recognizes outstanding contributions to the welfare of elderly individuals in India.
StateNishaktata Pension Yojana (JBOCWWB)Nishaktata Pension Yojana provides a monthly pension for permanently disabled construction workers in Jharkhand.
StateOld Age And Destitute PensionThe Old Age And Destitute Pension Scheme in Puducherry provides financial support to vulnerable groups including the elderly and women.
StateOld Age Pension - ChandigarhThe Old Age Pension scheme in Chandigarh provides monthly financial support to elderly residents in need.
StateOld Age Pension Scheme (APB&OCWWB)The Old Age Pension Scheme in Arunachal Pradesh provides financial support to registered construction workers aged 60 and above.
StateOld Age Pension-West BengalThe Old Age Pension scheme in West Bengal provides financial assistance to elderly residents.
StateParivaar Pension Yojana (JBOCWWB)Parivaar Pension Yojana (JBOCWWB) offers monthly pensions to families of deceased construction workers in Jharkhand.
StatePension Benefit (GBOCWWB)The Pension Benefit (GBOCWWB) provides a monthly pension to registered building workers in Goa upon reaching 60 years of age.
StatePension Benefit for the Construction WorkersDelhi's Pension Benefit for Construction Workers offers a monthly pension of ₹3000 to registered workers aged 60 and above.
StatePension Plan (MBOCWWB)The Pension Plan (MBOCWWB) provides monthly pensions to eligible building workers in Meghalaya.
StatePension Scheme for Cancer PatientsThe Pension Scheme for Cancer Patients in Tripura offers monthly financial support to eligible cancer patients.
CentralPension Scheme for the Tappers in Small Rubber PlantationsThis scheme provides a monthly pension of ₹1300 to tappers in small rubber plantations after they turn 60.
StatePension Scheme for TransgenderThe Pension Scheme for Transgender in Tripura offers monthly financial support to eligible transgender individuals without income.
StatePension To The Disabled PersonThe Pension to the Disabled Person scheme in Chandigarh provides financial support to eligible disabled residents.
StatePension To Widows And Destitute WomenThe Haryana Pension to Widows and Destitute Women provides financial support of ₹2500 monthly to eligible women.
StateSamagra Samajik Suraksha Parityakta Pension YojanaThe scheme offers a monthly pension of ₹600 to eligible women in Madhya Pradesh living below the poverty line.
CentralScheme For Financial Assistance For Veteran ArtistsThe Scheme for Financial Assistance for Veteran Artists provides monthly pensions to eligible artists and scholars aged 60 and above.
StateState Disability Pension - DelhiThe State Disability Pension in Delhi provides financial assistance to individuals with disabilities.
StateThe Andaman & Nicobar Islands Old Age Assistance SchemeThe Andaman & Nicobar Islands Old Age Assistance Scheme provides monthly financial support to senior citizens aged 60 and above.