Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

Key facts

Pension (central share)	₹200/month (age 60–79), ₹500/month (80+)
For	Citizens aged 60+ from BPL households
State top-up	Most states add to the central amount — check your state’s combined rate
Paid via	DBT to the bank / post-office account
Apply via	UMANG app, the NSAP portal, or your gram panchayat / municipal office
Application window	Open all year for eligible applicants.

Benefits

Beneficiaries receive a monthly pension of ₹200, which increases to ₹500 after they turn 79 years old. This financial aid aims to support the elderly in meeting their basic needs.

Who can apply

Age 60+
bpl

Applicants must be Indian citizens aged 60 years or older and belong to the Below Poverty Line (BPL) category. Individuals receiving any other pension or financial assistance from different sources are not eligible.

How to apply

Applications can be submitted online through the UMANG app or the official website.

Download the UMANG App or visit https://web.umang.gov.in/web_new/home.
Log in using your mobile number and OTP.
Search for NSAP in the app or website.
Click on 'Apply Online'.
Fill in the required details and select the payment mode for the pension.
Upload your photo and submit the application.

Apply on the official website ↗

Documents required

Duly filled and self-attested Application Form
Domicile Certificate
Residential Proof (Voter card/ Electricity Bill/Aadhar Card)
Age Proof (Birth Certificate or Medical Board)
Aadhar Number
Bank Passbook
Ration Card
Affidavit stating no other pension received

Common problems and how to fix them

Problem	What to do
Pension not received	Verify Aadhaar-bank seeding and that your BPL status is recorded; follow up at the block or municipal office.
Amount seems very low	The central share is only ₹200/₹500; most states add a top-up — check the combined rate your state pays.
Cannot apply online	Submit the application form at your gram panchayat or municipal office if you cannot use UMANG.

Frequently asked questions

What is the age requirement for eligibility?

Applicants must be at least 60 years old to qualify for the scheme.

What documents are needed to apply?

Required documents include a filled application form, domicile certificate, proof of residence, age proof, Aadhar number, bank passbook, ration card, and an affidavit stating no other pension is received.

How is the pension amount structured?

The pension amount is ₹200 per month until the age of 79, after which it increases to ₹500 per month.

Can individuals receiving other pensions apply?

No, individuals who are already receiving any other pension or financial assistance from different sources are not eligible for this scheme.

Where can I apply for the pension?

Applications can be made online via the UMANG app or the official NSAP website.

Is the scheme available in urban areas?

Yes, the Indira Gandhi National Old Age Pension Scheme is implemented in both rural and urban areas.

Who qualifies for IGNOAPS?

Citizens aged 60 or above who belong to a below-poverty-line (BPL) household.

Does the amount go up with age?

Yes — the central share rises to ₹500/month once the beneficiary turns 80.

Key terms explained

BPL (Below Poverty Line): An official classification for households whose income falls below a government-set threshold; many welfare schemes prioritise them.

Always confirm the latest details on the official portal before applying.