Deen Dayal Upadhyaya Bunkar Yojana
The Deen Dayal Upadhyaya Bunkar Yojana supports women weavers in Arunachal Pradesh with interest subvention on loans.
Key facts
| Benefit | 7% interest subvention on loans for women weavers |
|---|---|
| Who | Female weavers |
| Implemented by | Government of Arunachal Pradesh |
| Application window | Open all year for eligible women weavers. |
Benefits
Beneficiaries receive a 7% interest subvention on loans for working capital and other credit needs, promoting entrepreneurship among women weavers.
Who can apply
- Women / girls only
- For: weaver
- owns cultivable land
- not income tax payer
- no government employee in family
- no family member in government service
- poor household
This scheme is open exclusively to female weavers who own cultivable land and are not income tax payers. Applicants must not have any government employees in their family and should belong to poor households.
Who is not eligible
- Companies and partnership firms
- Loans availed before 01.04.2017
How to apply
Interested applicants can apply through designated banks or the Circle Officer by submitting the required documents.
- Download the application form from the official website or obtain it from the bank.
- Complete the application form with accurate personal and weaving activity details.
- Gather and attach necessary documents as specified.
- Submit the application form and documents to the designated bank branch or Circle Officer.
- Follow up with the bank for updates on the application status.
Documents required
- Completed application form
- Proof of identity (Aadhaar card, voter ID, or PAN card)
- Proof of address (ration card, utility bill, or driving license)
- Proof of ownership or possession of working loom(s) certified by the Circle Officer
- Bank account details
- Any other documents specified by the bank or authorities
Common problems and how to fix them
| Problem | What to do |
|---|---|
| Application rejected | Ensure all required documents are submitted and the application form is filled accurately. |
| Loan not disbursed | Follow up with the bank to check the status of the application and ensure all procedures are completed. |
Frequently asked questions
Can men apply for the Deen Dayal Upadhyaya Bunkar Yojana?
No, this scheme is specifically for women weavers only.
Are companies eligible for the scheme?
No, only individual women weavers or groups of women weavers can apply; companies and partnership firms are excluded.
What is the maximum loan amount eligible for interest subvention?
The interest subvention applies to working capital loans up to Rs. 2.00 lakh.
Is ownership of a working loom required?
Yes, applicants must own or possess a working loom to be eligible for the scheme.
How long does it take for loan disbursement?
Loan disbursement occurs after the application process is completed and approved by the bank, with timing varying by bank procedures.
Is collateral needed for loans under this scheme?
No, collateral is not required for loans up to Rs. 2.00 lakh.
Always confirm the latest details on the official portal before applying.
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