Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste

Key facts

Benefit	Loan up to ₹2.5 lakh with ₹25,000 subsidy
Who	Scheduled Caste Medical Graduate Doctors
Income limit	₹6 lakh
How paid	Monthly installments of ₹5,000
Implemented by	Director Scheduled Caste Welfare, Gujarat
Official portal	https://esamajkalyan.gujarat.gov.in
Application window	Open all year for eligible applicants.

Benefits

Beneficiaries can receive a loan of up to ₹2,50,000 at a 4% interest rate, along with a subsidy of ₹25,000. The loan must be repaid in monthly installments of ₹5,000 over a year.

Who can apply

Household income ≤ ₹6,00,000/year
For: doctor
Category: SC
Resident of Gujarat
not income tax payer
no government employee in family

Eligible applicants must be Scheduled Caste medical graduates residing in Gujarat, with an annual family income not exceeding ₹6,00,000. They should not be employed in government or private healthcare sectors, and only one family member can benefit from the scheme.

Who is not eligible

Income-tax payers
Government employees in family

How to apply

Applications can be submitted online through the e-Samaj Kalyan Portal.

Visit the e-Samaj Kalyan Portal at https://esamajkalyan.gujarat.gov.in/
Click on 'Citizen Login' and select 'New User Please Register Here'.
Fill in the required details and register.
Log in using your User ID and Password after registration.
Update your user profile with mandatory information.
Select the scheme and fill out the application form.
Upload all necessary documents and agree to the terms.
Save and submit the application, then print it for future reference.

Apply on the official website ↗

Documents required

Passport Size Photograph
Aadhaar Card of the applicant
Caste certificate
Proof of annual income of the family
Proof of Residence (Any one of Electricity Bill/Licence/Rent Agreement/Electoral Card/Ration Card)
Copy of registration Certificate of Medical Graduate Degree
Proof of the age of the applicant/School leaving certificate (if any)
Copy of first page of Bank Passbook/Cancelled Check (in applicant's name)
Surety bond Guarantee Sheet
Eligibility for loan repayment Agreement Affidavit
Property of Guarantor-1
Property of Guarantor-2
Any other documents as required

Common problems and how to fix them

Problem	What to do
Application not processed	Ensure all required documents are uploaded and the application form is correctly filled out.
Loan repayment issues	Contact the relevant department through the official portal for guidance on repayment options.

Frequently asked questions

Who can benefit from this scheme?

The scheme is designed for Scheduled Caste medical graduates with qualifications such as M.B.B.S, B.D.S, and various homeopathic degrees.

What financial support does the scheme provide?

Beneficiaries receive a loan of up to ₹2,50,000 at a 4% interest rate, along with a subsidy of ₹25,000.

What are the income criteria for applicants?

Applicants must have a family income not exceeding ₹6,00,000, applicable to both rural and urban areas.

Can applicants work in government hospitals?

No, applicants must not be employed in any government or private healthcare institutions.

How often can a family access this scheme?

The benefit is limited to one person per family and can only be availed once.

What is the timeline for starting a clinic after receiving assistance?

Beneficiaries must start their clinic within three months of receiving the financial assistance.

Key terms explained

SC / ST / OBC: Official social categories — Scheduled Castes, Scheduled Tribes and Other Backward Classes — used for reservations and targeted welfare schemes.

Always confirm the latest details on the official portal before applying.