Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste

Key facts

Benefit	Loan up to ₹3 lakh with ₹50,000 subsidy
Who	Scheduled Caste Medical Post Graduate Doctors
Implemented by	Director Scheduled Caste Welfare, Gujarat
Official portal	https://esamajkalyan.gujarat.gov.in
Application window	Open all year for eligible applicants.

Benefits

Beneficiaries can receive a loan of up to ₹3,00,000 with a subsidy of ₹50,000 at a low interest rate of 4%. This financial support is intended to help them establish their independent medical practice.

Who can apply

For: doctor
Category: SC
Resident of Gujarat
not income tax payer
no government employee in family

Eligible applicants must be Medical Post Graduate Doctors (M.D/M.S) from the Scheduled Caste community and residents of Gujarat. They should not be income tax payers and must not have any government employees in their family. Previous beneficiaries of similar government schemes are excluded from this assistance.

Who is not eligible

Income tax payers
Government employees in family
Existing beneficiaries of similar schemes

How to apply

Applications can be submitted online through the e-Samaj Kalyan Portal or offline as per the guidelines.

Visit the e-Samaj Kalyan Portal at https://esamajkalyan.gujarat.gov.in/
Register as a new user by providing required details like name, gender, and Aadhaar number.
Log in using your User ID and Password after successful registration.
Update your user profile with mandatory information.
Select the scheme and fill out the application form with all necessary details.
Upload the required documents as specified.
Agree to the terms and conditions and save your application.
Submit the application and print it for future reference.

Apply on the official website ↗

Documents required

Passport Size Photograph
Aadhaar Card of the applicant
Caste certificate
Election Identity Card
Proof of Residence (Any one of Electricity Bill/License/Rent Agreement/Electoral Card/Ration Card)
Copy of registration
Certificate of Medical Post Graduate Degree
Proof of age of applicant/School leaving certificate (if any)
Copy of first page of bank passbook/cancelled cheque (in the name of the applicant)
Guarantee letter of property
Specimen of security bond
Eligibility for loan repayment Agreement
Affidavit
Property of Guarantor-1
Property of Guarantor-2
Any other documents as required

Common problems and how to fix them

Problem	What to do
Application rejected	Ensure all required documents are submitted and eligibility criteria are met before reapplying.
Loan not disbursed	Check the application status on the e-Samaj Kalyan Portal using your User ID and Password.

Frequently asked questions

Who can benefit from this scheme?

The scheme is designed for Scheduled Caste Medical Post Graduate Doctors (M.D/M.S) in Gujarat to support their independent practice.

What financial assistance is provided?

Beneficiaries receive a subsidy of ₹50,000 and can access a loan of up to ₹3,00,000 at an interest rate of 4%.

Are there any income restrictions for applicants?

There are no income limits for applicants; however, they must not be income tax payers.

Can applicants receive benefits from other similar schemes?

No, those who benefit from this scheme cannot avail themselves of assistance from any other similar government schemes.

What is the repayment period for the loan?

The loan must be repaid over four years in equal monthly installments, starting after a grace period, or within eight years, whichever comes first.

What happens if the loan is misused?

If the loan is used for purposes other than intended, the amount will be recovered with penal interest.

Key terms explained

SC / ST / OBC: Official social categories — Scheduled Castes, Scheduled Tribes and Other Backward Classes — used for reservations and targeted welfare schemes.

Always confirm the latest details on the official portal before applying.