Migrants Employment Generation Programme
The Migrants Employment Generation Programme supports Tamil Nadu returnees in starting small businesses with financial assistance.
Key facts
| Benefit | 25% subsidy up to ₹2.5 lakh |
|---|---|
| Who | Non-Resident Tamils returning due to Covid-19 |
| How paid | One-time subsidy |
| Income limit | ₹5 lakh |
| Implemented by | Commissionerate of Industries and Commerce |
| Official portal | tn.gov.in |
| Application window | Open all year for eligible applicants. |
Benefits
Eligible individuals can receive a one-time subsidy of 25% of their project cost, up to a maximum of ₹2.5 lakhs. This financial support aims to assist in establishing small-scale enterprises.
Who can apply
- Age 18–55
- Household income ≤ ₹5,00,000/year
- For: entrepreneur
- Resident of Tamil Nadu
- not income tax payer
- no government employee in family
- poor household
Applicants must be between 18 and 55 years old, not earn more than ₹5 lakh annually, and should not be income tax payers or government employees. They must also be residents of Tamil Nadu and belong to economically disadvantaged households.
How to apply
Interested candidates can apply through the District Industries Centre in their respective districts.
- Visit the nearest District Industries Centre (DIC) office.
- Obtain the application form for the Migrants Employment Generation Programme.
- Fill out the application form with required details.
- Gather necessary documents such as identity proof and educational qualifications.
- Submit the completed application form along with the documents to the DIC.
- Attend the mandatory Entrepreneur Development Programme training within 12 months of selection.
Documents required
- Identity proof (Election ID Card/Aadhaar card)
- Copy of PAN Card
- Passport size photo
- Proof of Educational Qualification
- Proof of age
- Caste/Community Certificate
- Residence proof
- Valid certificate for Ex-Serviceman/Differently abled/Transgender
- Bank account details
- Any other documents, if required
Common problems and how to fix them
| Problem | What to do |
|---|---|
| Application rejected | Ensure all eligibility criteria are met and required documents are submitted. |
| Payment not received | Check with the financing bank regarding the status of the subsidy and ensure compliance with project requirements. |
Frequently asked questions
Who is eligible to apply for this scheme?
Eligibility includes Tamil Nadu residents aged 18-55, with an annual income not exceeding ₹5 lakh, and who are not income tax payers or government employees.
What documents are required for the application?
Applicants need to provide identity proof, PAN card, educational qualifications, age proof, caste/community certificate, residence proof, and bank account details, among others.
Is there any collateral required for the loan?
No collateral is required for the loans under this scheme, making it easier for applicants to secure funding.
What is the maximum subsidy amount available?
The maximum subsidy is 25% of the project cost, capped at ₹2.5 lakhs for eligible applicants.
How long do I have to repay the loan?
The repayment period for the loan is five years, starting after an initial moratorium of six months or from the project's commencement date.
Can I apply if I have received assistance from another government scheme?
No, individuals who have already benefited from other subsidy-linked government schemes are not eligible to apply for this programme.
Always confirm the latest details on the official portal before applying.
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