Mukhmantri Sehat Bima Yojana | India Gov Schemes

Key facts

Benefit	₹5 lakh yearly
Who	Residents of Punjab
How paid	Cashless treatment at hospitals
Implemented by	Government of Punjab
Official portal	pmkisan.gov.in
Application window	Open all year for eligible residents of Punjab.

Benefits

Beneficiaries receive a health insurance cover of ₹5 lakh per family each year for hospitalization related to various medical conditions. The scheme provides cashless treatment at government and empaneled private hospitals.

Who can apply

For: farmer, trader, journalist, construction worker
Resident of Punjab
secc 2011 listed
smart ration card holder
j form holder
small trader
small marginal farmer
accredited journalist
registered construction worker

Residents of Punjab who are farmers, traders, journalists, or construction workers can apply. Eligibility is based on specific criteria such as being listed in the SECC 2011, holding a smart ration card, or being a registered small trader or construction worker.

How to apply

This scheme does not require a formal application process as it is entitlement-based. Eligible families are identified by the government.

Check eligibility based on SECC 2011, smart ration card, or other criteria.
Visit a Common Service Center (CSC) or Sewa Kendra to obtain the e-card.
Pay ₹30 for each family member's e-card print.
Provide necessary documents like Aadhar Card and Income Certificate if applicable.

Apply on the official website ↗

Documents required

Aadhar Card
Ration Card
Family Declaration (If no Ration Card)
Income Certificate
Construction Worker Card (If belong to that Category)

Common problems and how to fix them

Problem	What to do
Application rejected	Ensure that the applicant belongs to one of the eligible categories as per SECC 2011 data or holds a Smart Ration Card.
E-card not received	Check if the family identification number has been allotted and visit a Common Service Center to print the e-card.

Frequently asked questions

What is the maximum health insurance coverage under this scheme?

The scheme provides a maximum health insurance coverage of ₹5 lakh per family per year.

Who is eligible for the Mukhmantri Sehat Bima Yojana?

Eligibility includes residents of Punjab who are small farmers, traders, journalists, or registered construction workers, among other criteria.

What documents are required to obtain the e-card?

Required documents include an Aadhar Card, Ration Card, Family Declaration (if no Ration Card), Income Certificate, and Construction Worker Card (if applicable).

Is there an enrollment process for this scheme?

No, there is no enrollment process as it is an entitlement-based scheme; eligible families are identified by the government.

Can new families apply for benefits under this scheme?

Currently, no new families can be added; however, additional family members can be included for existing eligible families under certain conditions.

Key terms explained

SECC 2011: The Socio-Economic and Caste Census of 2011 — a nationwide survey used to identify eligible households for several central schemes.

Always confirm the latest details on the official portal before applying.