Aam Aadmi Bima Yojana
Aam Aadmi Bima Yojana offers life insurance to individuals in the unorganized sector, providing financial support in case of death or disability.
- Level
- Central scheme
- Category
- Insurance, Social Welfare
- Benefit
- ₹2,00,000 — Coverage for natural and accidental death, and disability.
Who is eligible?
- Age 18–59
- Household income ≤ ₹1,00,000/year
- For: agricultural labourer, artisan, fisherman, weaver, handicraft artisan, street vendor, ragpicker, sanitation worker
- poor household
- not income tax payer
- no government employee in family
Applicants must be aged between 18 and 59 years, belong to a household with an annual income not exceeding ₹1,00,000, and work in specified unorganized sectors. Exclusions include government employees, income taxpayers, and those already covered by other social security schemes.
What you get
The scheme provides insurance coverage of ₹200,000 for natural and accidental death, as well as disability. It also offers financial assistance to the insured's family in case of unforeseen events.
How to apply
To apply, individuals must visit an Aam Aadmi Bima Yojana center or insurance agent, complete the application form, and submit required documents for verification.
Documents needed
- Aadhaar Card
- Age Proof
- Address Proof
- Bank Account Details
- Income Certificate
- Occupation Proof
Source: myScheme (myscheme.gov.in) archived page via gov_myscheme dataset. Facts last verified on 2026-06-07.