Housing Assistance Scheme (UKBOCWWB)
The Housing Assistance Scheme provides loans to registered construction workers in Uttarakhand for house purchase or construction.
Key facts
| Benefit | Loan up to ₹50,000 |
|---|---|
| Who | Registered construction workers |
| How paid | One-time loan |
| Implemented by | UKBOCWWB, Uttarakhand |
| Official portal | ukbocw.uk.gov.in |
| Application window | Open all year for eligible construction workers. |
Benefits
Eligible beneficiaries can receive a one-time loan of up to ₹50,000 for purchasing or constructing a house, with an interest rate of at least 5% per annum.
Who can apply
- Age 18–60
- For: construction worker
- Resident of Uttarakhand
- registered under UKBOCWWB
- member of fund for five years
- at least 15 years until retirement
Applicants must be registered construction workers in Uttarakhand, aged between 18 and 60, and have been members of the UKBOCWWB fund for at least five years. They should also have a minimum of 15 years remaining until retirement.
How to apply
To apply for the scheme, eligible construction workers must visit a Shram Suvidha Kendra with the required documents.
- Visit the nearest Shram Suvidha Kendra with all necessary documents.
- Submit the application form to avail the benefits of the scheme.
- Receive an Application Number for future reference.
- Track the application status online at https://ukbocw.uk.gov.in/DynamicPages/LabourSchemeSearch.aspx.
Documents required
- Two Passport size photographs
- Proof of age
- Certificate of working as a construction worker for at least 90 days in the previous year
- Affidavit of construction worker attested by notary
- Voter ID card
- Ration card
- Self-declaration certificate
- Identity proof of Nominee i.e. Aadhaar Card
- Bank account details
- Self-attested copy of Registration ID Card of Worker/Labour Card
- Copy of Aadhaar Card of worker
- Handwritten certificate stating that the applicant has neither received such assistance nor made any application for it in any other department
Common problems and how to fix them
| Problem | What to do |
|---|---|
| Application rejected | Ensure all required documents are submitted and meet eligibility criteria before reapplying. |
| Loan not received | Check the application status online and confirm that all verification steps have been completed. |
Frequently asked questions
What is the maximum loan amount available under this scheme?
The maximum loan amount available is ₹50,000 for purchasing or constructing a house.
Is there any interest charged on the loan?
Yes, the loan carries an interest rate of at least 5% per annum.
What are the age requirements for applicants?
Applicants must be between 18 and 60 years of age to qualify for the scheme.
How long must one be a member of the fund to be eligible?
Applicants must have been members of the UKBOCWWB fund for at least five years.
Can applicants track their application status?
Yes, applicants can track their application status online through the official website.
What documents are required for applying?
Required documents include proof of age, identity proof, and a certificate of working as a construction worker, among others.
Always confirm the latest details on the official portal before applying.
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