Purchase/Construction of House for the Construction Workers

Key facts

Benefit	₹5 lakh for house purchase or construction
Who	Registered construction workers in Delhi
Implemented by	Delhi Building and Other Construction Workers Welfare Board
Official portal	https://dbocwwb.delhi.gov.in
Age limit	18 to 60 years
Application window	Open all year for registered construction workers in Delhi.

Benefits

Beneficiaries can receive a loan of up to ₹5,00,000 for purchasing or constructing a house, which must be repaid in installments.

Who can apply

Age 18–60
For: construction worker
Resident of Delhi
not income tax payer
no government employee in family
poor household

Applicants must be construction workers aged between 18 and 60, residing in Delhi. They should not be income tax payers, have no government employees in their family, and belong to poor households.

How to apply

Interested individuals can apply online through the Delhi Building and Other Construction Workers Welfare Board's website.

Visit the DBoCWWB website and click 'Register Now'.
Enter the required details and create a password to register.
Fill in personal and employment details, and upload necessary documents.
Add family members to avail additional benefits.
Provide bank account details and upload required proofs.
Verify the affidavit and pay the registration fee online.
Receive an application number for future reference.

Apply on the official website ↗

Documents required

Aadhaar Card
Address Proof
Birth Proof
Employment Proof
Bank Account details
Encumbrance certificate of 14 years
Land Tax receipt
Ownership of the Building
Title Clearance certificate
Sale Agreement
Undertaking for repayment in instalments
Approved Plan and estimate for construction

Common problems and how to fix them

Problem	What to do
Application rejected	Ensure all mandatory documents are correctly uploaded and self-attested before submission.
Payment not received	Check the application status on the official website and ensure that all repayment conditions are met.

Frequently asked questions

Who administers this scheme?

The scheme is managed by the Labour Department of the National Capital Territory of Delhi.

What documents are required for the application?

Applicants need to submit documents such as an Aadhaar card, address proof, employment proof, and various certificates related to property and construction.

Can I apply if I am a construction worker from another state?

Yes, construction workers from any state can register if they are working in Delhi.

Is self-attestation required for the documents?

Yes, applicants must self-attest the copies of all mandatory documents when submitting their application.

What is the maximum loan amount available under this scheme?

The maximum loan amount available is ₹5,00,000 for eligible construction workers.

How is the loan amount repaid?

The loan amount is to be repaid in equal installments as determined by the Board.

Always confirm the latest details on the official portal before applying.