Posts tagged: How-To Guides
Education Loans via Vidya Lakshmi Portal: How to Apply in 2026
A complete 2026 guide to getting an education loan through the Vidya Lakshmi Portal — how the single-window system works, which banks participate, loan limits, interest subsidy schemes for weaker sections, and a step-by-step walkthrough of the online application.
PM Mudra Yojana: How to Get a Collateral-Free Business Loan up to ₹20 Lakh
A complete 2026 guide to the Pradhan Mantri Mudra Yojana (PMMY) — the Shishu, Kishore, Tarun and new Tarun Plus loan categories, who can apply, what you can use the money for, and how to get a collateral-free business loan step by step.
PMFBY Crop Insurance: How to Enrol, Premium Rates, and Claim Process
A complete 2026 guide to the Pradhan Mantri Fasal Bima Yojana (PMFBY) — who can enrol, what the premium rates are for Kharif, Rabi and commercial crops, what is covered and what is not, and how to file a crop insurance claim step by step.
Stand-Up India: Loans of ₹10 Lakh to ₹1 Crore for Women & SC/ST Entrepreneurs
A complete guide to the Stand-Up India scheme — bank loans from ₹10 lakh to ₹1 crore for women and SC/ST entrepreneurs starting a new manufacturing, services or trading enterprise, with step-by-step application instructions.
PM-KISAN: How to Apply, Complete eKYC, and Check Your ₹2,000 Installment Status
A complete guide to PM-KISAN in 2026 — who qualifies for the ₹6,000 a year, how to register, why eKYC and land seeding are now mandatory, and how to check your installment status.
PM Surya Ghar Muft Bijli Yojana: Subsidy Amounts, Eligibility, and How to Apply Online
A 2026 guide to PM Surya Ghar Muft Bijli Yojana — up to 300 free units of electricity, a rooftop solar subsidy of ₹30,000 to ₹78,000, who is eligible, and the step-by-step application on pmsuryaghar.gov.in.
Ayushman Bharat PM-JAY: Who Qualifies for ₹5 Lakh Free Health Cover and How to Get Your Card
A clear 2026 guide to Ayushman Bharat PM-JAY — the ₹5 lakh free health cover, who is eligible (including everyone aged 70+), how to check your name, and how to download the Ayushman card.
Pradhan Mantri Awas Yojana (PMAY): Gramin vs Urban 2.0 — Eligibility, Benefits, and How to Apply
Understand both arms of PMAY in 2026 — Gramin (rural) cash assistance up to ₹1.30 lakh and Urban 2.0 home-loan interest subsidy up to ₹1.80 lakh. Who qualifies, the income limits, and how to apply.
Atal Pension Yojana (APY): Contribution Chart, Pension Slabs, and How to Enrol
A 2026 guide to Atal Pension Yojana — a guaranteed ₹1,000 to ₹5,000 monthly pension, who can join (ages 18–40), how much you contribute by age, and how to enrol through your bank.
Sukanya Samriddhi Yojana (SSY): Interest Rate, Tax Benefits, and How to Open an Account
A 2026 guide to Sukanya Samriddhi Yojana — the 8.2% tax-free interest rate, who can open an account for a girl child, deposit limits, maturity rules, and how to open one at a post office or bank.
How to Apply for Pradhan Mantri Ujjwala Yojana (PMUY) — Step by Step
Complete step-by-step guide to applying for a free LPG connection under PM Ujjwala Yojana, including required documents and eligibility criteria.